State Bank Premium

By Suryafinacialinfotech -

 State Bank Premium CARDS


Features

  • Issuance Charges : Nil
  • Annual Maintenance Charges : Rs 350/- plus GST
  • Card Replacement Charges : Rs 300/- plus GST
  • Get instant SMS alerts for all Cash withdrawal/Purchase transactions/Online transactions made on your SBI Premium.

Transaction Limits

  • SBI Premium
    Domestic (in Rs)
    International (USD or Equivalent)

    Daily Cash Limit at ATMs

    Maximum

    Rs. 2,00,000

    Varies from country to country, subject to a maximum of the foreign currency equivalent of the Domestic limit.

    Daily PoS/ e-Commerce Limit

    Maximum

    Rs. 5,00,000

    PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 5,00,000/-

    Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites.

    Daily Cash Deposit Limit at Cash Deposit Machine

    Maximum

    Rs. 49,900

    Not applicable

     

    SBI Debit Card Loyalty Program: FreedomRewardz

    SBI Premium earns 1 FreedomRewardz point (Reward point) for every Rs. 200/- you shop, dine out, fill fuel, book travel or spend online.

    Earn Bonus points on the first three purchase transactions using your SBI Premium as under:

    • 50 Bonus FreedomRewardz points on first purchase transaction within completion of one calendar month of issuance.
    • 50 additional Bonus FreedomRewardz points on second purchase transaction within completion of one calendar month of issuance.
    • 100 additional Bonus FreedomRewardz points on third purchase transaction within completion of one calendar month of issuance.

    Continue using your SBI Premium for at least 3 purchase transactions in a quarter and triple your points earned for the quarter!

    These FreedomRewardz Points earned can be accumulated and redeemed for exciting gifts. Please visit SBI Rewardz for more information.

Complimentary Insurance

  • The SBI Premium Debit Card (MasterCard/Visa) comes with complimentary Insurance Covers as given below:

    Cover
    Details
    Cover Amount

    Personal Accident Insurance (Death)- Non-Air

    Cover available to Debit Cards which are active on any channel, viz, PoS/e-Com/ATM, during the last 90 days from the date of accident.

     Rs.5,00,000/-

    Personal Air Accidental Insurance (Death)

    Cover available to Debit Cards which are active on any channel, viz, PoS/e-Com/ATM, during the last 90 days from the date of accident, subject to a condition of the air ticket being purchased using the Debit Card.

    Rs.10,00,000/-

    Family Transportation & Transportation of Mortal Remains

    If the Personal Accident Insurance claim is accepted as a valid claim, then the expenses incurred in transporting 2 immediate family members to the hospital, and the expenses incurred in transporting the mortal remains of the insured person from hospital to the residence, will be reimbursed as an additional benefit.

    Upto Rs.50,000/-

    Checked-in Baggage Loss Cover

    Checked-in Baggage Loss Cover (in addition to the Cover available from the airline company) for lost baggage during air travel (Domestic & International) subject to a condition of the air ticket being purchased using the Debit Card.

    Upto Rs.25,000/-

    Purchase Protection Cover

    Purchase Protection for theft and burglary upto 90 days from the date of purchase in respect of items purchased using Debit Card at PoS/e-Com

    Rs.50,000/-

    Lost Card Liability Cover

    Cover available on Unauthorized use of Lost/Stolen Debit Card. 2 days pre reporting and 7 day post reporting (including the reporting day) claims are covered. Pin/OTP based transactions not covered.

    Rs.2,00,000/

     

     Airport Lounge Access on SBI Pride Debit Card

  • SBI Premium Debit Cards are one of the select variants of the Cards having complimentary airport lounge access. The terms & conditions of these facilities are governed by the respective Card networks (Visa/MasterCard). For further details, please visit respective Card network’s website.

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